PRIVACY POLICY                                            

1. Information We Collect
Information You Provide
• Name
• Email address
• Contact information
• Form submissions
• Tribute content or media you choose to share
• Subscription or account details (if applicable)
Information Collected Automatically
• IP address
• Device and browser information
• Pages visited
• Time spent on the site
• Cookies and similar technologies
Payment Information
Payment processors may collect:
• Billing information
• Transaction details
We do not store full payment card numbers.

2. How We Use Your Information
We use personal information to:
• Provide and improve TributeSpeak™ services
• Communicate with you
• Process payments
• Maintain security
• Comply with legal obligations
• Improve site performance
We do not sell personal information.

3. How We Share Information
We may share information with:
• Service providers (hosting, analytics, payment processors)
• Legal authorities when required
• Internal team members supporting tribute creation
We do not sell or rent your information.

4. Cookies
We may use cookies to:
• Improve performance
• Understand site usage
• Support security
You may disable cookies in your browser.

5. Data Security
We use reasonable safeguards to protect personal information.
No system is completely secure, but we take protection seriously.

6. Your Rights
Depending on your location, you may request:
• Access
• Correction
• Deletion
• A copy of your data
• Opt‑out of certain uses
Contact admin@tributespeak.com to make a request.

7. Children’s Privacy
TributeSpeak™ is not intended for children under 13, and we do not knowingly collect personal information from anyone under that age. If we learn that information has been submitted by a child under 13 without verified parental consent, it will be deleted promptly.
Parents or guardians who believe their child may have provided information may contact us at admin@tributespeak.com.

8. Data Retention
We retain information only as long as necessary to:
• Provide services
• Meet legal obligations
• Resolve disputes
• Maintain platform integrity

9. Third‑Party Links
We are not responsible for the privacy practices of third‑party websites.

10. Changes to This Policy
We may update this Privacy Policy periodically.
The “Effective Date” reflects the most recent version.

TERMS OF USE                                            

1. Acceptable Use
You agree not to:
• Interfere with or disrupt the website
• Reverse‑engineer or copy any TributeSpeak™ systems
• Use our content to create competing products
• Upload harmful or unlawful content
• Misrepresent your identity
We may suspend access for violations.

2. Intellectual Property
All expressive elements, narrative frameworks, symbolic UX language, and experiential architectures of TributeSpeak™ and TributeSpeak™ Interactive are protected under U.S. copyright and trademark law.
You may not:
• Copy or reproduce our content
• Create derivative works
• Use our trademarks without permission
• Train AI models on TributeSpeak™ content
See our Legal / IP Notice for full details.

3. User Content
If you submit tribute content, you confirm:
• You own it or have permission
• It does not violate others’ rights
• It is lawful and appropriate
We use your content only to provide the requested service.
We do not claim ownership of your personal tribute materials.

4. Payments
If you purchase a tribute or subscription:
• You agree to provide accurate billing information
• You authorize charges to your payment method
• Terms displayed at checkout apply
We do not store full payment card numbers.

5. Disclaimers
TributeSpeak™ is provided “as is.”
We do not guarantee:
• uninterrupted service
• error‑free operation
• compatibility with all devices

6. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:
• indirect or consequential damages
• loss of data
• unauthorized access
• issues arising from user‑submitted content
Your sole remedy is to stop using the service.

7. Governing Law
These Terms are governed by the laws of the State of Oregon.

8. Contact
For questions about these Terms or our Privacy Policy, contact:
admin@tributespeak.com